Category Archives: Youth

Saving for the Education of Your Child Made Easy

By Erum Zehra

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As mothers, the education of our children is one of our primary concerns. We aspire to give them the best education possible. Fortunately, living in a country like Canada has made this task easy where free education is provided in public schools until high school. After graduating from high school, our children want to join colleges or universities for higher education. This can prove to be very expensive for low income families. Most families with school going children start saving for their college education quite early, to ensure they have enough money to equip their children with higher education.

RESP and CLB

Government of Canada provides assistance in saving for higher education of your children through RESP (Registered Education Savings Plans) and CLB (Canada Learning Bond). An RESP is an educations savings account registered with the Government of Canada. You need to open an account with a bank or credit union, or through a certified financial planner or a group plan dealer. These institutions, planners and dealers are known as “RESP providers.” For more information on RESP please visit: http://www.smartsaver.org/pdf/RESP_English.pdf

The Canada Learning Bond consists of an initial amount of $500 offered by the Government of Canada to help you start saving for your child’s education after high school. Your child could get $100 every year until he or she turns 15 years old to a maximum of $2,000. Your child is eligible for the Canada Learning Bond if:

• he or she was born after December 31, 2003; and

• you receive the National Child Benefit Supplement under the Canada Child Tax Benefit (also known as the family allowance).

For More information on CLB please visit: http://www.smartsaver.org/pdf/CLB_lgl_English.pdf

 SmartSAVER

SmartSAVER at http://smartsaver.org is a non profit community project which makes it easier for you to learn about RESPs and to get the Canada Learning Bond. They have teamed up with RESP providers across Canada that will help you get an RESP started for FREE: no enrolment fee, no annual fee and no contribution required.

How to Apply?

You can use their online application, Start My RESP, and apply for the Canada Learning Bond. Apply before Decemeber 31st for a chance to win $1000! A new winner is being selected every week, so the earlrlier you apply, the better your chances are of winning.

 

 

Ed’s Note: Welcome Back to School

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Salam Aleykum Sisters!

After a summer break the team at Muslimmoms.ca are raring to get back to sharing their tips, tricks and experiences with you all. For the month of August we are very excited to be exploring ‘Back to School Theme! We have quite a number articles coming your way this month and we’re sure you’ll find them helpful as you prepare your little ones (and yourselves) for school.

Keeping Organized

We know that summer is not yet over, but we do want to help make that transition from summer chaos to school routine as easy and painless as possible. One great article we will have is about tips for keeping your children organized. This will be very important for making your life easier!

The long lost of art of Penmanship and its importance in our times will be talked about as well!

Keeping Educated

Choosing the right school for your child is the first step in a great education. It is important that you have the right knowledge to choose. Will you enroll your child in public school? Private school? Islamic school? Home school? Whichever you choose you should know the pros and cons of each and we are happy to help you with that.

We are excited to offer tips for how to help your child study at home. There is often a disconnect in the studying and learning that takes place in school and what continues at home. For your child to reach their full potential we need to lessen that gap.

Learning isn’t just for children. If you are a mom going back to school, we have some great advice and tips to help you on your journey as well.

Keeping Healthy

A healthy diet is vital for your child’s growth and development. We know packing a lunch every day can be tricky so we have compiled some ideas to help keep your creative juices flowing.

Being healthy means more than just food. It is emotional and mental health as well, we’ll tackle the issue of bullying at school as well.

Keeping Busy

We know that you’ll never be bored but on the off chance you have extra time, we do have some great ideas for how to keep busy while children are back in school.

 

The Muslimmoms.ca Team would like to wish all students a blessed, educational and wonderful school year!

How To Connect With Your Teenager

By Somaira Arshad

Parenting Teens

Image credit: 123RF Stock Photos

Lack of communication and over-parenting – these are two major issues that teens mostly complain about. Seemingly opposite, these two are actually different sides to the same coin. It is the absence of a meaningful relationship between parent and child that leads to an over-protective parenting style.

Granting personal space, showing respect for individual freedom and keeping their expectations real in academic and social realms – that’s what teens want from their parents.

Respect for elders, abstaining from drugs and/or alcohol and sexual promiscuity, better academic performance and abiding by social and religious norms – that is what parents expect from their children.